Forgotten Money: See if you have values ​​for redemption

More than R $ 7.5 billion, accumulated in abandoned accounts, unspoken insurance and forgotten investments, are now accessible to rescue.

See how to consult and withdraw your money.

Central Bank program forgotten resource recovery starts 2024 with more than R $ 7.5 billion ready to be returned.

According to information from the Central Bank, through the Value System receivable (SVR), R $ 5.3 billion out of a total of R $ 12.8 billion provided by financial institutions have been returned. Until December 12 of the previous year, about 16.8 million account holders, including individuals and companies, had redeemed their values.

This number corresponds to only 27.85% of the 60,492,862 account holders who have been added to the list since the program's launch in February of the previous year.

There are several potential sources that can contribute to a financial increase in early 2024. These include: they stand out:

  1. Bank accounts closed with balance : Remaining balance in accounts that have been closed, but still have some not claimed value.
  2. Capital quota and apportionment of leftovers in credit cooperatives : values ​​corresponding to members' participation in credit cooperatives, including eventual leftovers distributed.
  3. CLOSED CONSORTIES RESOURCES : VALUES DUE TO CONSORTIES PARTICIPANTS AFTER THE CONCLUSION, INCLUDING RESERVATION FUNDS OR REMAINING BALANCES.
  4. Unduly charged rates that were returned : reimbursements of tariffs or fees that were erroneously charged by banks or other financial institutions.
  5. Registration accounts maintained by brokerages and distributors closed with balance : residual amounts in accounts maintained by brokers or distributors of securities that have been closed, but still have a balance.

These sources represent potential opportunities for individuals to recover funds that belong to them, but may be forgotten or not claimed.

The holders of accounts or their legal heirs who have filed individual shares or public action sentences or public civil actions are entitled to individual lawsuits. specific criteria.

After checking the outstanding amounts, it is necessary to request the withdrawal from the corresponding bank or financial entity. The period to make this request is limited to 120 days after the initial consultation.

To serve, follow the specific instructions of the bank or the financial institution. Normally, this involves accessing your bank account or the institution's portal, indicating the amount to be drawn and selecting the desired payment method.

Payment methods offered may vary according to the institution, but usually include:

  • Bank transfer
  • Pix
  • Account
  • Check

Upon request of the withdrawal, the responsible financial institution has up to 10 business days to make the payment.