By September 2024, the system of amounts receivable The Central Bank (BC) returned R$1.5T 8.35 billion, but there are still R$1.5T 8.53 billion that have not been redeemed by Brazilians.
These resources, which belong to millions of account holders, remain forgotten in the financial system.
Although a large portion has already been returned, many still do not realize that they may be entitled to these amounts. But the question is: have you checked if you are entitled to them? amounts receivable?
What are the amounts receivable?
You amounts receivable are forgotten or unredeemed resources from bank accounts, credit unions, consortiums and other financial sources.
Therefore, it may include balances of accounts that have been closed, fees charged unduly, cooperative quotas, among others.
The Central Bank created the System of Amounts Receivable (SVR) to ensure that these funds are returned to their rightful owners, but so far a significant portion of the total has yet to be redeemed.
Why didn't so many people withdraw their money?
By September 2024, only 35% of the account holders included in the system had consulted and withdrawn their amounts receivable.
So, this means that more than 40 million people have not yet made the withdrawal, even though they know they may be entitled to some forgotten amount.
The vast majority of people who have not withdrawn their money have small amounts, but that does not diminish the importance of checking.
According to the Central Bank, most people who did not make the withdrawal are entitled to amounts lower than R$ 10, with 63,52% of beneficiaries in this range.
Furthermore, 24,67% have values between R$ 10.01 and R$ 100, and 9,98% have between R$ 100.01 and R$ 1 thousand.
How do I check amounts receivable?
The consultation with the amounts receivable It is simple and can be done directly on the Central Bank website. See the step by step:
- Enter the Amounts Receivable website, Click here;
- Enter your CPF and date of birth;
- Click on “consult”.
Although the redemption of funds has been temporarily interrupted due to the transfer of forgotten resources to the National Treasury, consultations remain open.
The amount will be returned to account holders as soon as the redemption process is reopened, with new rules that will be announced soon. Therefore, be sure to check and verify if you have amounts receivable.
What is being done to facilitate the process?
The Central Bank has been working to make the consultation and redemption process even more accessible and secure. Recently, there have been a number of improvements to the Amounts Receivable, such as the possibility of consulting values belonging to deceased people and easier access for representatives of closed companies.
In addition, a virtual waiting room was implemented to facilitate service for all users, without the need for complex appointments.
These changes aim to facilitate consultation and ensure that all Brazilians can retrieve their amounts receivable without bureaucracy.
The Central Bank also warns about the importance of only consulting official channels, as scammers have tried to exploit people's lack of knowledge about the system.